Calabar Microfinance Bank - located at No. 72 Egerton Street, Calabar, we are a registered micro finance bank
POSITION : Credit / Loan Officer
Description
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan files.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Compute payment schedules.
- Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
- Submit applications to credit analysts for verification and recommendation.
- Handle customer complaints and take appropriate action to resolve them.
- Negotiate payment arrangements with customers who have delinquent loans.
- Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
- Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
- Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
How To Apply
Candidates should send their CV's to:headit@cmfbank.com
Sorry the application deadline for this job has elapsed
