AB Microfinance Bank Nigeria Limited is recruiting to fill the position below:

POSITION : SME Loan Officer

Responsibilities

• Responsible for processing large loans within the banks limits to prospect individual and corporate clients.
• Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities)
• Optimizing financial results by cross-selling activities
• Assuring long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients
• Source for new individual and corporate clients via direct promotion and assist prospect client with loan application above NGN 20 million
• In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals
• Analyse and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower
• Presentation of loan proposals to credit committee

Requirements

•  B.Sc./ HND in any discipline
• 2 - 3 years SME lending, experience in commercial bank is most preferred
• Good self-esteem and confidence
• Analytical and financial skills (with focus on cash flow analysis and forecasting)
• Excellent interpersonal, communication and presentation skills
• Ability to work with minimum supervision
• Target driven and result oriented
• Attentive to details
• Ability to provide professional services to HIGH NET WORTH CLIENTS

Benefits

• Equal Opportunities: AB Microfinance Bank Nigeria is fully committed to the principles of equal opportunities in recruitment and employment and does not discriminate on the basis of any legally protected status or characteristics
• Attractive remuneration package with benefits and performance bonus.
• Extensive continuous training in our lending technology.
• Training in specialized managerial skills and one-on-one coaching with the Head SME and Chief Credit Officer.
• Opportunity to have a boost career path with the SME/ Credit department and also be a part of SME team which is expected to lay foundations for corporate finance unit in ABN as part of our long term strategy.