AB Microfinance Bank Nigeria Limited is recruiting to fill the position below:
POSITION : SME Loan Officer
Responsibilities
Responsible for processing large loans within the banks limits to prospect individual and corporate clients.
Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities)
Optimizing financial results by cross-selling activities
Assuring long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients
Source for new individual and corporate clients via direct promotion and assist prospect client with loan application above NGN 20 million
In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals
Analyse and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower
Presentation of loan proposals to credit committee
Requirements
B.Sc./ HND in any discipline
2 - 3 years SME lending, experience in commercial bank is most preferred
Good self-esteem and confidence
Analytical and financial skills (with focus on cash flow analysis and forecasting)
Excellent interpersonal, communication and presentation skills
Ability to work with minimum supervision
Target driven and result oriented
Attentive to details
Ability to provide professional services to HIGH NET WORTH CLIENTS
Benefits
Equal Opportunities: AB Microfinance Bank Nigeria is fully committed to the principles of equal opportunities in recruitment and employment and does not discriminate on the basis of any legally protected status or characteristics
Attractive remuneration package with benefits and performance bonus.
Extensive continuous training in our lending technology.
Training in specialized managerial skills and one-on-one coaching with the Head SME and Chief Credit Officer.
Opportunity to have a boost career path with the SME/ Credit department and also be a part of SME team which is expected to lay foundations for corporate finance unit in ABN as part of our long term strategy.
Sorry the application deadline for this job has elapsed
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